Recruiting a New Chief Executive: A Guide for Trustees and Chairs

first_img Howard Lake | 19 January 2008 | News  13 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Recruiting a New Chief Executive: A Guide for Trustees and Chairs About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

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Talking Mortgage Reform

first_img April 4, 2019 1,099 Views The Best Markets For Residential Property Investors 2 days ago Previous: Time-Barred Foreclosures and the Statute of Limitations Next: Home Prices Hit New Record Sign up for DS News Daily Talking Mortgage Reform In the annual letter to shareholders, JPMorgan Chase CEO Jamie Dimon stated that the U.S. is in desperate need of mortgage reform. Dimon stated that reform would add to America’s economic growth.“Reducing onerous and unnecessary origination and servicing requirements (there are 3,000 federal and state requirements today) and opening up the securitization markets for safe loans would dramatically improve the cost and availability of mortgages to consumers – particularly the young, the self-employed and those with prior defaults,” said Dimon.“And these would not be subprime mortgages but mortgages that we should be making,” Dimon continued. “By taking this step, our economists believe that homeownership and economic growth would increase by up to 0.2 percent a year.”According to Dimon, it was mortgage laws that led to the Great Recession in 2008, and today, bad mortgage laws are hindering economic growth.“Because there are so many regulators involved in crafting the new rules, coupled with political intervention that isn’t always helpful, it is hard to achieve the much-needed mortgage reform,” said Dimon. “This has become a critical issue and one reason why banks have been moving away from significant parts of the mortgage business. That business, in particular, highlights one of the flaws of our complicated capital allocation regime.”Dimon stresses the importance of mortgage reform. According to Dimon and JPMorgan Chase’s analysis, over “$1 trillion in additional mortgage loans might have been made over a five-year period had we reformed our mortgage system.”Additionally, in his letter, Dimon notes the impact student loans have had on mortgages and household formation.“Irrational student lending, soaring college costs and the burden of student loans have become a significant issue,” said Dimon. “The impact of student debt is now affecting mortgage credit and household formation – a $1,000 increase in student debt reduces subsequent homeownership rates by 1.8 percent. Recent research shows that the burdens of student debt are now starting to affect the economy.”Find Dimon’s complete letter here. The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Related Articles Servicers Navigate the Post-Pandemic World 2 days ago Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer.  Print This Post Tagged with: JP Morgan Chase mortgage Recession reformcenter_img Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: Seth Welborn JP Morgan Chase mortgage Recession reform 2019-04-04 Seth Welborn Share Save in Daily Dose, Featured, Market Studies, News Demand Propels Home Prices Upward 2 days ago Home / Daily Dose / Talking Mortgage Reform The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Subscribelast_img read more

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